Profile:
Zacharias has been director of four banks, CEO of two banks, two mortgage companies, and principal of software company for construction loans. Experience: commercial, construction and mortgage credit/loan underwriting/analysis/approval, loan loss provisions, loan structuring/documentation, lending policies/procedures, lender liability, branch/checking account operations, letters of credit, bank internal controls, bank fraud analysis, corporate credit fraud and directors' responsibilities. Zacharias has been involved in large and most complex financial lawsuits representing plaintiffs and defendants (50/50), from locally-owned to Fortune 500 companies. Deposition time exceeds 300 hours, court testimony time exceeds 150 hours in District, Federal and Bankruptcy court in more than 15 states.

Education/Licenses:
BS, MBA

Primary Area of Expertise:
Banking